alspeirs | 9:23 am | February 27, 2008 | finance
A great way to cut back on household bills is to start looking and purchasing items at the grocery that are on sale. Taking full advantage of sales and discounts is an excellent way to cut back on the amount of spending you do each week. This allows you to be able to put more money back each week into your savings or checking account for emergencies, or to get caught up on any overdue bills.
Sales and discounts are especially essential if you and your family are on a tight budget where every penny you can save counts.
alspeirs | 9:22 am | February 18, 2008 | finance
There are a ton of ways that you can go about saving money on gas. With gas prices as high as they are it is extremely important that you make sure that gas is a part of your personal finance budget. One way you can save a lot of money on gas is to check your gas cap after each fill up and make sure that it’s on correctly. If your gas cap isn’t on correctly the gas in your tank will evaporate and this will lead to more frequent fill ups and more wasted money
alspeirs | 9:22 am | February 6, 2008 | finance
Not a lot of people realize that mutual fund fees can compound to really erode the investment value of the mutual fund. Mutual fund expense ratios commonly range from .20 percent and less for the lower costing index funds all the way to over 2 percent for actively managed funds. Needless to say the average is generally 1.4 percent for more than 14,000 stock and bonds that are currently available. To break that down in dollars, I am saying that the fee is only $14 a year for each $1,000 investment value (with a net value of $986). You can see how that effects the investment value