One More Way to Save on Car Insurance

alspeirs | 3:20 pm | June 3, 2008 | Insurance

If you want to benefit by having cheap car insurance, the most important thing to do is shop around regularly for today’s best offers. Get quotes, compare rates and coverage, and then look for more ways to save. This is how people end up with cheap car insurance, and you can, too.

In addition to shopping online for cheap car insurance rate quotes, consider asking for a discount if you don’t drive much. If you regularly carpool, ride your bike to work or use public transportation most days, you could qualify for a significant discount on your car insurance. This is because the less you are driving, the less likely you are to be involved in an auto accident.

To take advantage of this type of discount, you do need to have a good idea of how much mileage you put on your car each year. You can figure this out by checking service records, which nearly always include an odometer reading. You could also simply track your mileage for a month or two and determine a figure from there.

Just be sure that if you apply for this type of discount, you’re honest about how much you drive. Insurance companies that offer discounts such as this often check your odometer yearly. Be sure to update your insurance record if your circumstances change and you do begin to drive more frequently